Sell your home
A clear price plan, good marketing and someone handling the paperwork from offer to completion.
- A price plan from recent sales near you
- Photos, video and listings people actually see
- Offers, option to purchase and completion handled
Property agent · Singapore
Check what yours is worth
Know your numbers before you make your move.
Selling, buying or upgrading is one of the biggest decisions your family will make. Check what your home could put in your pocket, privately, then talk it through with me over coffee.
S$630,000What a typical 4-room HDB sold for this past year (public HDB records).Check what yours is worth
Shahid Noor'ainMarketing Director, Huttons
Leads ASA Realtors
Host of The Patio podcast
Leads ASA Realtors
Host of The Patio podcast
10K+people follow Shahid on Instagram
The Patiopodcast on house, money and family
ASA Realtorsleads and mentors a team of agents
229property deals since 2017
CEA public records
CEA public records
Free · Private · 2 minutes
Property Health Check
Many owners feel shy asking an agent "what's my flat worth?" again and again. So here's a tool you can use on your own, any time. See what your home could sell for, then what could be left in your pocket after the loan, CPF and selling costs.
Start typing and pick your street from the list.
Not sure? Leave it blank and Shahid will send you a proper estimate.
What your home could sell for
S$0
Enter 0 if your home is fully paid.
How do I find this?
- HDB loan: log in to My HDB Page on hdb.gov.sg with Singpass. Look under My Flat for your loan, and note the amount still owing.
- Bank loan: open your bank's app, or look at your latest home loan statement. Use the "outstanding" or "principal balance" amount.
- A round number is fine, for example 180,000.
This money goes back into your own CPF account. You do not lose it. Enter 0 if you paid fully in cash.
How do I find this?
- Log in to my.cpf.gov.sg with Singpass.
- Go to Home Ownership and pick this property.
- Add up the CPF you used and the interest on it (called accrued interest). That total is what you put back when you sell.
- Selling with your spouse? Add both of your amounts.
Example only. You agree the fee with your agent. 9% GST is added on top.
A typical amount. Change it if you have a quote.
Private homes sold within 3 to 4 years of buying pay a tax called Seller's Stamp Duty. We use this to check it.
Your breakdown appears here once you see your estimate.
Your Property Health Check
What could be left after you sell
Cash in hand (estimate)S$0
- What it could sell forS$0
- Minus what is left on your loan- S$0
- Minus CPF you put back (it stays yours)- S$0
- Minus agent fee, with GST- S$0
- Minus lawyer's fees- S$0
- Minus Seller's Stamp Duty (tax for selling early)S$0
- Cash in hand (estimate)S$0
Your CPF refund of S$0 goes back into your own CPF account, so your total proceeds are cash plus CPF.
This is a rough guide based on what similar flats sold for, not an official valuation. The real price depends on your floor, the condition of your home, the years left on the lease and the market. Please check the stamp duty with IRAS before you decide.
Talk it through with Shahid
Buying your first home · Free · Private
What can I afford?
Newly married or planning to be? Put in a few numbers and see the price of flat you could look at, the grants you may get, and the towns that fit. No sign-up needed.
Both of you together, before CPF.
The older of you two.
Ordinary Account, both of you.
Cash you can put into the home.
Not sure? Start with the HDB loan. You can switch to compare.
Buying close to your parents can get you an extra grant.
Banks count car loans, study loans and card debts.
Fill in your salary, age and savings to see your budget.
Your home budget
You could look at homes up to aboutS$0
- Loan you could getS$0
- Your CPF and cashS$0
- Grants you may getS$0
- Monthly loan paymentS$0
Towns where a
usually sells within your budget
A rough guide using HDB and MAS lending rules and public resale prices from the last 12 months. Grant amounts and loan rules change, so HDB or your bank will confirm your actual figures.
Help me find a flat in this budget
Upgrading your home · Free
When can I upgrade?
Most families start thinking about a bigger home once their HDB flat passes its 5-year mark. Put in when you got your keys to see your own timeline, step by step.
The date on your HDB key collection letter. A rough month is fine.
Selling first is safer for your money. Buying first means you only move once, but you need more cash up front.
A rough guide based on current HDB and IRAS rules. Your own dates may differ, so confirm them with HDB, your lawyer and me.
How I can help
Wherever you are in your home journey
Newly married, growing family or getting ready to retire. I start by understanding your family, your budget and your plans. Then we go through the numbers together, in plain words, so you know exactly what you are deciding.
Buy your home
BTO or resale, grants and loans explained simply, a shortlist that fits your family, and help with every step until you get your keys.
- Grants and loan worked out before you view
- A shortlist that fits your family and budget
- Viewings, offer and paperwork until your keys
Upgrade from HDB
Sell your flat and buy your next home in the right order, with the dates and the money worked out before you sign anything.
- Your 5-year date and a clear timeline
- Sell and buy in the right order, no gap
- Cash and CPF mapped out before you sign
Downsize or move closer to family
For retirement or to live near your children, with your CPF and cash explained simply.
- A home that fits the next stage of life
- CPF refund and cash in hand explained
- A calm pace, with no pressure to rush
Track record
229 deals since 2017, all on public record
Every number here comes from the public records of the Council for Estate Agencies (CEA), the government body for property agents. Nothing made up.
124buyers helped into a home
93sellers guided through their sale
12landlords helped to rent out
218 HDB · 9 condo · 2 landed
Deals per year. 2026 is January to October.
Most active inTampines 27Sengkang 23Punggol 21Pasir Ris 18Bedok 17Yishun 17Woodlands 17Bukit Panjang 13Hougang 12Bukit Batok 11
Source: data.gov.sg, CEA Salespersons' Property Transaction Records, CEA R056080H, Aug 2017 to Oct 2026. See my current listings
Working together
From first coffee to your keys
Coffee chat
A free, no-obligation talk about your plans and what matters to your family.
Your numbers
Your home's value, loan, CPF and costs laid out simply, so you know where you stand.
The plan
Homes to view or a plan to sell, with the dates worked out.
Paperwork to keys
I stay with you through every form and appointment until it's done.
Bro Shahid understood our preference quickly and was able to shortlist just the kind of houses that we were looking for. We found our dream home within a short span of time. He helped us through all the paperwork and was with us till we got our keys." Amir, home buyer
To add Google reviews from past clients, collected with the new review requests
Free guides
Ask me a questionRead before you decide
Selling
Guide to selling your first house
Selling can feel daunting. Here's how to handle the fine details without getting lost.
Buying
BTO vs resale: a simple guide
The question young couples ask most. How to choose the HDB flat that fits your plans.
EC
Buying
Things to know about Executive Condominiums
Still under HDB rules, built for middle-income families. What to check before you buy.
Beyond property
My podcast and ventures
More than an agent. Here's what else I've built, and other ways to get to know me.
The Patio podcast
Real conversations about house, money and family
From our patio to yours. Honest talks about homes, money and family life in Singapore, so you can plan your next move with confidence.
Listen to every episodeThe Patio on Spotify
The ventures I've built
ASA Realtors
Agent Shahid & Associates, a team of dedicated agents I lead and mentor. Thinking of a career in property? Let's talk.
Join the team →
Starlight Studio
Photography, video, podcast recording and live streaming for businesses and creators.
See the studio →
As-Souq Arabic Centre
Arabic for children and adults, Quranic Arabic, calligraphy and culture, at Arab Street.
Visit As-Souq →
Kraftz
Kraftz by ASA Concept. Customising creations layer by layer 💛
See Kraftz →
The Real Deal
Real talk, real life. Two men from different generations sharing their views.
Watch →Community
Alumni Madrasah SG
Celebrating madrasah graduates and the difference they make. Purpose, impact, legacy. Launching soon
Follow along →
Let's talk
Let's have a free consultation over coffee
No obligation. Tell me a little about your plans and I'll get back to you on WhatsApp.
Call or WhatsApp9752 6549 Emailcontact@agentshahid.comOffice71 Ubi Road 1 #05-46, Singapore 408732 Confirm